E&O Insurance - Declaration for Patient Advocacy

I can only speak to insurance as an advocate who is not a clinician as well. Insurance companies do not list patient advocate as a position so you have to find the closest thing to what your daily duties are as an advocate.

For me that was «secretarial services» because I only do virtual work, never see clients in person, never drive them, never have them come to my home, and never got to hospital. If you do these things or are a clinician as well then your category would be different.

Some use «health consultant» but that does not really speak to what advocates do because we are not consulting with hospitals and doctors. (This will also greatly increase the price.)

I had a tough time at first and asked my local SBDC's insurance broker consultant about this and she was the one that recommended that designation after I described what I did.

I got my insurance through BiBerk and pay a little over $700 for the year for both Professional and General liability.

Same as Victoria, BiBerk is who I use as well.

Like Victoria and Jeff I switched to BiBerk and found them to be very reasonable in price.

I'll add in to say that Biberk is who many advocates mention in the prior conversations on this topic as well.

And also double down on what Victoria said…
those advocates who are NP or PA tend to have the most complex challenges in figuring out insurance.
those who are MD/DO/DPT also may have some specific requirements

I don't and can't give any guidance on this topic; just sharing the themes from prior conversations.

Wow, this conversation truly feels like a blessing! I’m actually in the middle of renewing my insurance policy, and after having to pay $2,500 last year, I’ve been really hoping to find something more affordable. Thanks so much for taking the time to share your comments and suggestions!